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Franklins Group Ltd trading as Franklins Group Ltd is a credit broker and not a lender (Registered Office: 13/15 St Botolphs Street, Colchester, Essex. CO2 7DU. Registered in England and Wales number 4421444. Authorised and regulated by the Financial Conduct Authority, register number 690660) for the purpose of introducing credit provided by Black Horse. Black Horse is a trading style of MBNA Limited. MBNA Limited Registered Office: Cawley House, Chester Business Park, Chester CH4 9FB. Registered in England and Wales number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, register number 204487, for the provision of payment services.